FinePrint watches the terms, pricing pages, and privacy policies of your subscriptions. When something changes, FinePrint posts a short plain-English note on the Ledger and in your report: what changed, what it means for you, and what you can do.
Paid FinePrint plans renew automatically (Plain English: a paid plan keeps charging each billing period until you cancel it.) and charge your payment method at the start of each billing period until you cancel. You can cancel online at any time from your account page, and you keep access until the end of the period you paid for (Plain English: cancelling stops the next charge, and the time you already paid for stays yours.).
Cancel online from your account page in a few clicks. No phone call or email needed. Cancellation stops future charges. We do not refund partial periods unless the law requires it. (Plain English: cancel partway through a period and the unused days are not refunded.)
Scout’s noteReading the fine print.
Free for up to 3 services. No account until the end. We never ask for access to your inbox or bank. Paid plans are billed securely through Stripe; we never see your full card number.
Pick from 50 common subscriptions and 25 small-business tools. Plan, price, and renewal date are optional.
Up to four times a day we compare each service's terms, privacy policy, and pricing page with the last version we saw.
On the Ledger and in your report, each change quotes the exact sentence, links to the source, and is rated High, Medium, or Low impact.
Perks are benefits a subscriber already has, quoted word for word from the company's own help or benefits page and re-checked every month.
Stripe · October 31, 2026high impact
When a customer disputes a charge, you can appeal to try to keep the money. Stripe now adds a fee to every appeal you file.
Every dispute you fight now eats into the sale you're trying to save. Payout fees changed too, and the new amount depends on how you send money.
Subscription AccessiCloud+ · October 30, 2026Perk!
Apple's Family Sharing lets you share iCloud+ and other Apple services with up to five family members. Each person still signs in with their own Apple Account.
If people in your house each pay for iCloud+ on their own, you could be paying for the same thing more than once. Only one person sets it up, and there's a rule about who that can be.
Subscription AccessGoogle One · October 17, 2026high impact Historical, imported
Google's privacy policy now says Search and Gemini can use your Gmail, Photos and Drive to shape their results, if you allow it. It also describes a new feature called Personal Intelligence.
If you use Gmail or Google Photos, this decides whether what's in them can shape Gemini's answers. Whether it's on for you depends on a choice you may have already made.
Subscription AccessGoogle One · October 30, 2026Perk!
Google One plans from Basic and up can include you plus 5 more people, for 6 in all, at no added cost. A few benefits stay with the plan manager.
If people in your home each pay for Google storage, one shared plan could cover all of you. Some perks only go to the person who manages the plan, so it helps to know which.
Subscription AccessVerizon · October 17, 2026high impact Historical, imported
Verizon's privacy policy adds a part on Glance, a lock screen app where Verizon Dollars members earn rewards. Verizon may share some info with Glance to check if you qualify, pay rewards and help with support.
If you say yes, Glance may also use your info, including sensitive info, for ads under its own rules. You can stop by removing the app, and each Verizon brand has its own privacy choices page.
Subscription AccessSpotify Premium · October 30, 2026Perk!
Some Spotify Premium plans come with a set number of audiobook hours each month from the Spotify catalog. The hours renew each billing cycle, and unused time expires every month.
If you already pay for Premium, you may have free audiobook time you are not using. Not every plan gets it, and on shared plans only one person does.
Subscription AccessVerizon · October 2, 2026high impact Historical, imported
Verizon now says it may disclose or sell the info of people in five states, including Oregon and Minnesota. It also dropped voice sign-in, kept face sign-in and changed a Frontier opt-out number.
People in those states can now ask which companies get their info. If you set up a voiceprint, the policy no longer explains how it's handled.
Subscription AccessYouTube Premium · October 30, 2026Perk!
YouTube Premium comes with the YouTube Music app. You can listen without ads, save music to play offline and keep it playing while you use other apps.
If you pay for YouTube Premium and also pay for another music app, you may be paying twice. It only works where the YouTube Music app is offered.
Subscription AccessiCloud+ · September 15, 2026high impact Historical, imported
Apple may now pass on any taxes or levies your country or region puts on iCloud storage. The older terms only mentioned taxes in general.
Depending on where you live, you could pay more than the price you see for iCloud+. The extra cost would show up as a line on your bill, so it's worth knowing where to look.
Subscription AccessCostco Membership · October 30, 2026Perk!
Costco Primary and Affiliate Members get one more card for one household member. That person must be 16 or older, share your address and have a photo on their card.
If someone you live with shops at Costco too, they may not need their own membership. The main member is responsible for what that person buys, and there's an age and address rule.
Subscription AccessSpotify Premium · September 5, 2026high impact Historical, imported
Under Spotify's new terms, you can't join any group lawsuit or group private hearing against Spotify. The rules also cover older claims and set New York courts for disputes outside a private hearing.
If something goes wrong, you would likely have to take it on alone instead of with other users. There is a 30-day window to opt out of part of this, and the full note explains it.
Subscription AccessCostco Membership · October 30, 2026Perk!
Costco offers a risk-free 100% guarantee that you will be satisfied, and it covers your membership too, not only the things you buy. Some limited exceptions apply.
If you are unhappy with your Costco membership, the guarantee may cover the membership itself, not just what you bought. There are some limits, and the return policy spells them out.
Subscription AccessPrice increases shown in dollars per year, new fees, auto-renewal terms, and how cancellation works.
Arbitration clauses, class-action waivers, and changes to how disputes are handled.
New sharing, selling, or use of your content to train AI models.
Annual billing discounts, overlapping services, prices above the usual list price, and how soon each renewal comes up.
Streaming, Software and apps, Phone and internet, Banking and cards, Insurance, Shopping memberships, AI tools, Payments, Payroll, SaaS, Cloud, Marketplaces.